WELCOME TO CAR HUB DURBAN
Tired of complicated financing? We get it.
Let us HELP you get on the driver’s seat QUICKLY & EASY!
Here at CAR HUB, getting the car you need is simple, thanks to our easy and transparent Rent-to-Own program.
No massive down payments, no credit headaches—just the keys to your next car.
Find your perfect ride and start your journey with us today!”
We believe that everyone deserves a reliable vehicle, and your credit score shouldn’t be a roadblock.
At Car Hub Durban, we specialize in getting you behind the wheel with a flexible Rent-to-Own solution that works for you.
Explore our inventory and discover a better, easier path to car ownership.
Let’s get you on the road!”
“Ready to Stop Renting and Start Owning?
Welcome to the place where your car ownership dreams become reality.
Our unique Rent-to-Own program is designed to be your stepping stone with Tailor Made Options for every individual.
Drive the car you want and of your dream today, and every payment brings you closer to calling it yours.
“Browse our selection and take the first step toward ownership!”
What is Rent To Own
Rent-to-Own, or “Rent-to-Buy,” is a popular alternative to traditional bank finance, particularly for individuals who may struggle to get a car loan due to a poor credit history, being blacklisted, or being self-employed, among a few.
The Concept
- You rent first, own later: You enter into a long-term rental agreement with the dealership. You drive the car as if it were yours, but the ownership (title) remains with the dealership or finance company for the duration of the contract.
- Fixed Payments: You make fixed, monthly payments over the agreed-upon term (commonly 48 to 79 months).
- Transfer of Ownership: Once you have completed all the required payments (and often a final, nominal purchase amount like R100 or R5,000, depending on the contract), the ownership (title) of the vehicle is transferred into your name
The Application and Contract Process
APPLICATION
The application focuses heavily on your affordability rather than your credit score. You will need to provide your ID, driver’s license, proof of address, and recent bank statements/payslips to show a steady income.
DEPOSIT
Most deals require a deposit or an upfront initiation fee, though some times some cars has “no-deposit” options.
This amount varies by vehicle.
MONTHLY PAYMENTS
The monthly payment covers the cost of the rental, but often also includes value-added services like: Comprehensive Insurance, Vehicle Tracker, Annual Licensing, and sometimes a Service Plan and Warranty.
CONTRACT TERM
The agreement typically locks you in for a term, most often between 19 and 79 months.
OWNERSHIP TRANSFER
After the final instalment is paid, you receive the title deed for the vehicle, and it is officially registered in your name.
Who Benefits Most?
- Blacklisted Consumers: Individuals who cannot get norma finance from a bank due to a poor credit history or being under debt review.
- Individuals Building Credit: The consistent, on-time payments can sometimes help improve a credit score over time.
- People Needing a Car Immediately: The straight approval process is generally faster than bank finance which may sometimes require complicated processes and requirements.
- Businesses/Contract Workers: Companies that need vehicles for a fixed term without a long-term balance sheet commitment.
WHY CHOOSE US?
HIGHLY TRAINED – STAFF
Navigate the road to ownership with confidence. Our team isn’t just selling cars; they are highly trained finance and ownership consultants dedicated to making the Rent-to-Own process simple. They possess deep knowledge of our contracts and the South African market to ensure you get transparent advice and the best vehicle solution tailored to your financial needs.
FAST & EFFECTIVE SERVICES
Drive Away Sooner.
We know you need a car now. Our process is streamlined for speed and efficiency. From your first application to signing the final papers, our goal is to provide fast, effective service so you spend less time waiting and more time on the road. We get you approved and behind the wheel with minimum fuss.”
24/7 CUSTOMER SUPPORT
Support That Never Stops: 24/7 Peace of Mind.
Your journey doesn’t end when you drive off the lot—it just begins. That’s why every CAR HUB Rent-to-Own deal includes 24/7 Customer Support and roadside assistance. Whether it’s a breakdown in the middle of the night or a simple question about your contract, we are always here, ensuring you have reliable support whenever and wherever you need it.
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